Funding your degree - Kent and Medway Medical School Jump to content

Kent and Medway Medical School

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Funding your degree

My finances

Learning how to manage your money at university is part and parcel of the experience. At KMMS, we are happy to offer help and advice on how to pay your fees, access financial support and even work out your budget.


The annual tuition fees for UK students starting in 2022 have not yet been set by the government. As a guide only, the full-time tuition fee for new and returning UK undergraduate courses for 2021/22 is £9,250. Fees for this course can also be found on the University of Kent Tuition Fees pages. Where permitted by law or Government policy in the second or subsequent years of your course we reserve the right to increase tuition fees to the maximum permitted level. Please see the UK Course Fee Increases page to find more information.

EU Students

EU, other EEA and Swiss nationals will no longer be eligible for home fee status, undergraduate, postgraduate and advanced learner financial support from Student Finance England for courses starting in academic year 2021/22. It will not affect students starting courses in academic year 2020/21, nor those EU, other EEA and Swiss nationals benefitting from Citizens’ Rights under the EU Withdrawal Agreement, EEA EFTA Separation Agreement or Swiss Citizens’ Rights Agreement respectively. It will also not apply to Irish nationals living in the UK and Ireland whose right to study and to access benefits and services will be preserved on a reciprocal basis for UK and Irish nationals under the Common Travel Area arrangement.

Access to Student Finance from Academic Year 2021/22 FAQs

The annual tuition fees for EU students starting the Bachelor of Medicine and Bachelor of Surgery undergraduate medical degree in 2022 have also not yet been set by the government.

International students

Fees for international students are similarly yet to be confirmed for 2022, but as a guide only, the full-time tuition fee for 2021 entry was £46,600. Where permitted by law or government policy, we reserve the right to increase tuition fees to the maximum permitted level. For continuing students fees will increase year on year by no more than RPI + 3% in each academic year of study except where regulated.*

Fees and the financial support available differs for international students.


We have successfully fund-raised for a number of scholarships open to Kent and Medway medical students starting in September 2021. Applications are open to all offer holders who have firmly accepted unconditional or conditional offers from KMMS.

Kent and Medway Medical School Financial Support Package

KMMS has a generous financial support package for eligible students starting their studies in 2022. All eligible undergraduate students of the Kent and Medway Medical School (KMMS) will receive the Kent and Medway Medical School’s Financial Support Package (KMMS-FSP). Eligible students will have an annual household income of less than £30,000 and meet POLAR4 Q1 or Q2 or IDACI Q1 criteria and be state-educated. In addition, students who are care leavers or who are in receipt of DSA or are mature (over 21 on entry) will also be eligible. 2022-23 KMMS-FSP will be set at £1,500 for the first year of study. Funding for years 2-5 will be at £1000 per annum.

You can also refer to the eligibility criteria for the University of Kent’s financial support package.

If consent is given by you and any sponsor(s), Kent and Medway Medical School is allowed access to data by Student Finance England. This enables us to determine whether you are eligible for the financial support package. The Kent and Medway Medical School financial support package does not have to be repaid.

KMMS students may also be able to benefit from undergraduate scholarships including scholarships for partner schools, sport and music.

Other financial support

Tuition fee loans
You do not have to pay your tuition fees up front. If you live in England, you can apply to Student Finance England (SFE) for a tuition fee loan. The tuition fee loan covers the full cost of your tuition fees and is paid directly to the university. Students who normally live in Scotland, Wales or Northern Ireland will receive financial support from their relevant government body.

Maintenance loans
The maximum loan amounts for 2021, for student’s eligible to receive support from Student Finance England (SFE), are £9,488 for students who live away from home and study at a university outside of London and £7,987 for students who live at home.   

Students who normally live in Scotland, Wales or Northern Ireland and would therefore usually receive support from the Student Awards Agency for Scotland, Student Finance Wales or Student Finance Northern Ireland, respectively, should check with their relevant government body as to what support is available for day to day living costs. 

Repaying loans
The tuition fee loan and maintenance loan are paid off as one. Once you earn over £25,725 per year, you repay 9% of your income above £25,725. If your salary falls below £25,725, or you are not working, your payments will stop. If your loan is not paid off after 30 years, any amount remaining is written off. While you are studying, and up to the point you are liable to repay, you will be charged the RPI plus 3%. After you are liable to repay, you will be charged interest as follows:

  • £25,725 or less: RPI
  • £25,725-£46,305: RPI plus up to 3%
  • £46,305 or more: RPI plus 3%

Please note:

  • While both Tuition Fee and Maintenance Loans are available, these will need to be repaid.
  • Graduates are only potentially eligible for maintenance loans from SFE for the first four years and not a tuition fee loan
  • If you are a parent or carer, other financial support is also available, including a Parent’s Learning Allowance and a Childcare Grant.

Information on details of student finances loans.


Applying for Student Finance – locating KMMS:

The course has been set up under the University of Kent and not under KMMS as this is the school not the Institution.  The Student Loan Company course code is 869289 and the course is listed as
Bachelor of Medicine Bachelor of Surgery and the university course code is MEDICINE:BMBS 

Only stage 1 is available for students to apply against.

SLC and NHS guidance on Graduate Loans

“…where a graduate is undertaking a FT UG 5 or 6 year medical or dental course as a second degree, the student does not qualify for fee loans (regulation 13(1)) in years 1 – 4 of their course, but does qualify for a loan for living costs and supplementary grants (grants for dependants, travel grants and DSAs) from SFE (regulation 69(2)(a)). In years 5 and 6 of their course, the student is eligible to apply for an NHS bursary and qualifies for the non-income assessed RRML for living costs only from SFE (regulation 68(e)(i)).”

NHS Bursary

From the fifth year of study, you may be eligible for an NHS Bursary, in place of government funding. This may include:

  • Support with tuition fees
  • Grants towards living costs
  • Additional help, depending on your circumstances (e.g. Dependants’ Allowance).

Information on bursaries

Download our fees and funding leaflet.

* Subject to successful progress through the General Medical Council’s quality assurance programme.

Disabled Students Allowance (DSA)

The DSA is a UK government support fund for eligible students with physical and mental disabilities, including dyslexia and dyspraxia. You may be entitled to apply to this fund to help you with your studies if you are a home student.

The funding provided by the DSA can help pay for extra essential costs you may incur as a direct result of your disability. These could range from sign language interpreters and dyslexia tutor sessions, to computer equipment and assistive software.

Our Student Support Team can advise and help you apply for Disabled Students’ Allowances (DSAs).

Access to Learning Fund

The Access to Learning Fund (ALF) is available if you are experiencing financial hardship during your course. You may be able to get help with the following:

  • course or living costs not already covered by other grants and loans
  • emergency payments to cover unexpected financial crises
  • further support to continue your studies if financial worries are making you consider leaving your course.

Support for vulnerable students

This includes support packages for the following vulnerable student groups:

Care Leavers

Young Independent Students

Estranged Students

Homeless Students

Student Carers

Foulkes Foundation Fellowship: Post-Doctoral Funding for Medical Training

The Foulkes Foundation Fellowship scheme provides financial support for recently qualified PhD science graduates with research experience who want additionally to take a medical degree. Please visit the Foulkes Foundation website for further information and to apply.

Other support

We anticipate that we may also be able to offer a travel bursary of £400 per year from year three and an additional scholarship for years three to five. Please note this is subject to approval and has not yet been confirmed.

Student Finance England
Telephone: 0300 100 0607
Monday – Friday, 8am – 8pm
Saturday – Sunday, 9am – 4pm
SFE’s Twitter
SFE’s Facebook

Information on how to register or apply for SFE

Student finance calculator

Address for paper applications and evidence:
Student Finance England
PO Box 210
County Durham
United Kingdom

EU Student Finance Services
Telephone: 0141 243 3570
Monday – Friday, 8am – 8pm

Address for paper applications and evidence:
Student Finance Services
Student Loans Company
PO Box 89
County Durham
United Kingdom

EEA citizens working in the UK
Telephone: 0300 100 0607
Monday – Friday, 8am – 8pm
Saturday – Sunday, 9am – 4pm

Address for EEA migrant worker paper applications and evidence:
European Economic Area (EEA) Migrant Worker Applications
Student Finance England
PO Box 89
County Durham
United Kingdom

Student Awards Agency for Scotland

Student Finance Wales

Student Finance Northern Ireland

NHS Bursary

If you have any questions, please contact the Kent Union Advice Centre.


*Where fees are regulated (such as by the Department for Education or Research Council UK) permitted increases are normally inflationary and the University therefore reserves the right to increase tuition fees by inflation (RPI excluding mortgage interest payments) as permitted by law or Government policy in the second and subsequent years of your course. If we intend to exercise this right to increase tuition fees, we will let you know by the end of June in the academic year before the one in which we intend to exercise that right.

Disclaimer. This information is for indicative guidance only.