My finances
Learning how to manage your money at is an important part of being a university student. At KMMS, we are happy to offer help and advice on how to pay your fees, access financial support and even work out your budget. Please contact the Student Life and Guidance team with any questions.
If you would like to get an idea of the cost of studying medicine with KMMS, you can visit our budgeting for student life page.
Fees
The full-time tuition fee for new and returning UK undergraduate courses for 2026/27 is £9,790. Fees for this course can also be found on the University of Kent Tuition Fees pages. Where permitted by law or Government policy in the second or subsequent years of your course we reserve the right to increase tuition fees to the maximum permitted level. Please see the UK Course Fee Increases page to find more information.
Self-Funding Students
If you are funding your tuition fees yourself there are two payment options:
Option 1: You can pay the full tuition fee invoice by registration in September.
Option 2: Pay in two 50% instalments:
- 1st due by registration in September
- 2nd on or before 1 December (that academic year)
EU Students
Due to the UK leaving the European Union, EU, EEA, and Swiss nationals starting a course with a UK university will no longer be eligible for the same fees as UK students. The fees charged will be charged the international student rate below.
Students who have status under the EU Settlement Scheme may be eligible for ‘Home’ fee status. For details on eligibility visit the UK Council for International Student Affairs (UKCISA) website.
International students
Fees for international students are £49,700 (26/27). Where permitted by law or government policy, we reserve the right to increase tuition fees to the maximum permitted level. For continuing students fees will increase year on year by no more than RPI + 3% in each academic year of study except where regulated.*
Fees and the financial support available differ for international students.
Kent and Medway Medical School Financial Support Package
KMMS has a generous financial support package for eligible students who start their studies in September 2026. Students who meet specific eligibility criteria will be entitled to receive the Kent and Medway Medical School Financial Support Package (KMMS FSP) 25/26. Eligible students will receive £1,000 per year of study.
You are not eligible for the KMMS FSP if you already hold an undergraduate degree.
To be eligible, you must fulfil the following criteria:
- You must have been household income assessed by Student Finance England (SFE) and be eligible for SFE funding.
- You must be registered on a full-time undergraduate degree programme at the University of Kent, including KMMS, paying the maximum tuition fee.
- You must be ordinarily resident in England (as determined by Student Finance England).
- You are from a household where the annual income is £35,000* or less per year
You must also meet one of the following criteria:
- your household is located in an area that traditionally has had low levels of participation in higher education as defined by the Office for Students (TUNDRA Q1). A list of postcodes and their classification by participation (TUNDRA) can be found on the Office for Students website.
- your household is located in an area that traditionally has had high proportion of children aged 0 to 15 living in income deprived areas across England (IDACI Q1). A list of postcodes and their classification can be found on the Government Website.
- your household is located in an area of high deprivation in England as defined by the Government (IMD Q1 or Q2). A list of postcodes and their Index of Multiple Deprivation (IMD) can be found on the Government Website.
- you are in receipt of the Disabled Students’ Allowance.
- you are 21 or over on the 30th September 2026.
You are exempt from the household income criteria and additional postcode criteria if any of the following apply:
- you are a Care Leaver under 25. You will need to apply to, and be approved for, the care leavers package before you will be considered for the KMMS FSP
- you are a young independent student under 20. You will need to apply to, and be approved for, the young independent student package before you will be considered for the KMMS FSP.
- you are a carer. You will need to apply to, and be approved for, the young adult carers package before you will be considered for the KMMS FSP
- you are estranged from your parents. You will need to apply to, and be approved for, the estranged student package before you will be considered for the KMMS FSP.
- you were in a Foyer or ‘homeless’ before starting your course. You will need to apply provide evidence of this before you will be considered for the KMMS FSP*.
Evidence of these criteria will be collected from the candidate’s UCAS application and their student finance application to Student Finance England. Evidence should be maintained by the applicant to meet University audit requirements which may include in year spot checks.
You and your sponsor(s) will need to provide consent for Student Finance England to share data with the University in order for us to determine whether you are eligible for the Kent and Medway Medical School Financial Support Package 26/27.
Successful applicants will be informed from September 2026 that they have met the University’s criteria for the financial support package once the University is in receipt of all relevant information.
Candidates must demonstrate continued eligibility on the basis of household income as assessed by Student Finance England in order to receive the financial support package in subsequent years.
Students who need to repeat a year of their studies will be eligible for a maximum of one additional year of KMMS FSP (only applicable to students who started from 24/25, 25/26 or 26/27).
* Students who meet the care leaver, young independent, carer, estranged, Foyer or ‘homeless’ criteria do not need to meet the household income criteria to be eligible, however, they do need to meet all of the main criteria and must be income assessed by Student Finance England.
For any further information please contact the University of Kent Student Funding Office.
- Telephone: +44 (0) 1227 827289
- Email: studentfunding@kent.ac.uk
The information given on these web pages is correct at the time of publishing and subject to approval by the Office for Students (OfS). The University reserves the right to modify or cancel any statements and accepts no responsibility for the consequences of any such changes.
Other financial support
Student finance
If you live in England and meet the eligibility criteria, you can apply to Student Finance England (SFE) for maintenance loan and Tuition Fee Loan.
Information on how to register or apply for SFE
If you normally live in one of the other UK home nations you will usually need to apply for funding through your home countries student finance system before starting:
- Students who normally live in Scotland receive funding from Student Awards Agency Scotland,
- Students who normally live in Wales can apply for funding from Student Finance Wales
- Students who normally live in Northern Ireland, you will receive financial support from Student Finance Northern Ireland.
Maintenance Loan
A Maintenance Loan is funding to help with day-to-day costs, such as rent, bills and food while you are studying. You will receive your Maintenance Loan in three instalments during the academic year.
Maximum maintenance loan amounts for 2026/27
Please note, that due to the longer academic year length you will be entitled to additional Maintenance Loan to cover your living expenses for the extra weeks.
Tuition Fee Loans
The Tuition Fee Loan covers the full cost of your tuition fees and is paid directly to the university.
If you are starting your course with KMMS in September 2026 and already have a degree level qualification, or above, you will not be entitled to a Tuition Fee Loan, but you will still be eligible for a Maintenance Loan.
In January 2027 students that normally live in England will need to apply for student finance through a new student finance system called the Lifelong Learning Entitlement (LLE). Under this new system, students who choose medicine as a second degree will be able to access tuition fee and maintenance support for those years not covered by the NHS. Read more on the gov.uk website . There may be a different system if you do not usually in England so please refer to the websites for your home country.
Repaying loans
You will not need to start repaying your student loans until after you have left your course and earning over the repayment threshold.
Gov.uk repaying your student loan
Additional support
If you are a parent or carer, you may be eligible for additional financial support through student finance. This can include assistance with childcare costs, as well as extra funding to support children or adult dependants. To find out more about the support available, visit Student Finance England’s Extra Financial Help webpage. If you normally live in Scotland, Wales, or Northern Ireland, visit the student finance service for your respective country for information on additional support.
Applying for Student Finance – locating KMMS:
The course has been set up under the University of Kent and not under KMMS as this is the school, not the institution. The Student Loan Company course code is 869289 and the course is listed as Bachelor of Medicine Bachelor of Surgery. The university course code is MEDICINE:BMBS
NHS Bursary
From the fifth year of study, if eligible, you will receive an NHS Bursary, in place of government funding. This may include:
- Support with tuition fees
- Grants towards living costs
- Additional help, depending on your circumstances (e.g. Dependants’ Allowance).
Disabled Students Allowance (DSA)
The Disabled Student Allowance (DSA) is a UK government support fund for eligible students with physical, mental, and learning disabilities, including dyslexia and dyspraxia. You may be entitled to apply to this fund to help you with your studies if you are a home student.
DSA funding is designed to help meet any additional study-related costs that arise because of your individual needs. This can include specialist one-to-one support, access to assistive technology or software, help with travel costs, essential equipment to support your studies.
Please contact the KMMS Student Life and Guidance team or the University of Kent Student Support and Wellbeing team to discuss this further.
Additional University Support
Eligible KMMS students may be able to access a range of financial support through the University of Kent.
This includes dedicated support for students who are:
Experiencing financial Hardship
Please visit the relevant links to find out more about the support available and how to apply.
Scholarships
We have successfully fund-raised for a number of scholarships open to KMMS students. Applications are open to all offer holders who have firmly accepted unconditional or conditional offers from KMMS.
Find out more about KMMS scholarships.
Westheimer Scholarship
The Schwab and Westheimer Trust support young refugees and asylum seekers to access education where other funding is not available. Each year, Westheimer Scholarships are awarded to support study towards a first degree or professional qualification in social care, medicine, nursing, or related health and social care fields. Visit the Schwab & Westheimer Trust website for more information.
Foulkes Foundation Fellowship: Post-Doctoral Funding for Medical Training
The Foulkes Foundation Fellowship scheme provides financial support for recently qualified PhD science graduates with research experience who want additionally to take a medical degree. Please visit the Foulkes Foundation website for further information and to apply.
Disclaimer. This information is for indicative guidance only.